Low Cost Is Not Always The Best Approach

If you are looking for a simple low-cost investment management approach you might be interested in a fairly new technology being offered by a major brokerage firms as well as some independent startup companies. This technology is often called Robo advisors. The good news is for a very low fee, about one quarter of one per cent, you end up with a diversified investment portfolio typically made up of index mutual funds. One big brokerage firm even claims to provide this service for free!

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Naturally Sun Safe: Considering a Mineral Sunscreen

Sunshine is an essential part of our lives. It nurtures the growth of the plant kingdom at the bottom of our food chains, it warms us and our environment and it provides vitamin D, which is essential to our health and growth. But what we have all seen, and has become more prevalent in our awareness over the last few decades, is that too much of a good thing can be potentially harmful. Unhealthy sun exposure (too much, too intense, too long) can contribute to skin damage (wrinkles, sun spots) and of course skin cancer. So it goes without saying that sunscreen and sun protection products are a good idea – but how do you know that what you are putting on your skin is safe and healthy for you at the same time?

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Take Time To Hear The Frogs

In this hectic, get-here go-there world a person can quickly get a jaded view of life and lose their sense of humour. Stop lights, traffic, people honking, hustle, bustle, kids, dinner, work, chores – it’s just so easy to rip through life focused on the next thing and the next thing and not see the big picture. My wife and I have a nice property that backs on to a forested area. Birds flit in and out of the trees, rabbits, squirrels and chipmunks race around the property. It’s our little piece of heaven,

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What To Do If You’re A Victim Of Tax Fraud

You’ve probably heard stories about large companies having their data hacked. These thieves steal customer and employee information like name, address and Social Security numbers. A while ago one of our clients who works for a large company was notified by their employer that they in fact had been hacked. Several months went by with nothing happening so they thought they had dodged a bullet.

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