Paying for a grandchild’s college

Seems like a number of our clients are new grandparents and naturally they’re interested in taking steps to help pay for college down the road. So, what is the best way for a retiree, a grandparent, to help pay for their grandchild’s college?


Where Will the Stock Market Go From Here?

Recently, the S&P 500 Index’s bull market became the second-longest and the second-best market in recent history. If you include reinvested dividends, stock prices are up 340 per cent from the low point after the financial crisis in 2009.

It’s easy to think it’s been easy money — you just put your chips on the table when the market hits the bottom and let them ride.


Should You Invest In Bitcoin?

It’s usually not a good sign for an investment when a large brokerage firm runs an ad in the Wall Street Journal begging for more regulatory oversight and warning investors that the investment category is so volatile that futures contracts could create devastating losses. This is exactly what has happened after the Chicago Mercantile Exchange announced plans to start trading Bitcoin futures contracts. Seems like everywhere you turn these days, you’re hearing about the huge increases in Bitcoin prices as well as seeing tons of ads telling you how you, too, can get in on the action.


How To Outperform Investment Managers

Here’s why we use index mutual funds and ETFs in accounts we manage and why we recommend them for just about everyone.

A recent research study shows that 93 per cent of all US stock funds that were professionally managed were outperformed by their respective index benchmark over a three-year average.


Should You Reinvest Your Dividends?

We get asked this question all the time, and the answer we give most often might surprise you. In most cases, we suggest not reinvesting dividends. Here’s why: First, if you need income from your investments, it makes sense to generate some of that income from your dividends. After all, you’re going to pay tax on them whether you reinvest them or not. Unless, of course, the dividends are from an investment inside an IRA or 401(k).


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